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    Don’t Buy a Home without Asking These Questions First

    Joe SchembriBy Joe SchembriAugust 4, 201232 Comments5 Mins Read

    When you are thinking of buying a home, you probably have a list of things that you are looking for. Perhaps you would love to own a house with a pool or you have your heart set on having an extra room to use as an office.

    Knowing what you want can help make it easier to find the house that is right for you. However, purchasing the right home requires more than just knowing the features that you are looking for.

    It can be overwhelming to remember all of the things to look for and the questions to ask. Preparation will help you stay focused and get all of the information you need to make an informed decision. Before you make such a major purchase, here are some questions to take into consideration.

    How long will you live in the house?

    Buying a house can be a wonderful experience when the time is right. Unfortunately, it is easy to get swept away by the excitement of becoming a homeowner. Don’t just buy a house because you think it is the next step in your life plan. It is important to consider your long-term plans before making such a major decision.

    Where do you see yourself in the next ten years? If you can’t answer that, it might be worth reconsidering a house purchase. If you don’t intend to stay in the house in the coming years, renting might be a better option. Appreciation amounts and the housing market can fluctuate from year to year, so a quick buy and sell might not always be the best option.

    Will you be going over your head with the purchase price?

    People can be swayed by mortgage rates or the idea of investing in property. The lenders information is not the only consideration that you should focus on. Just because you can get a good price doesn’t mean that you can discount the other expenditures in your life.

    Keep in mind how much you pay on taxes, insurance, electricity, cable and other expenses. The money that you spend on your current lifestyle needs to be a factor in your home-buying decision. Make sure that you can definitely afford the house keeping in mind all of the other factors.

    Are you in love with the house?

    When faced with a house that you love, you may be taken by a sense of infatuation. It is easy to let the opinions of family and friends influence your choice. The fact is, if you don’t love the house, you may want to reconsider purchasing it. Don’t talk yourself into buying a home that you are unsure of.

    Buying a home is a commitment, so pay attention to your true feelings. It is not only important to like the house, also to make sure that you would be satisfied with it as time goes on. Just because you love the windows or appreciate the hardwood floors doesn’t mean that it is the right home. Make sure to take the entire house into consideration, not just its parts.

    What’s the condition of the house?

    The condition of the house is hugely important. What the house does or does not need can be the deciding factor in your purchasing decision. Will you need to make major improvements or only minor fixes? The difference in making a few fast updates or replacing an entire roof are the variances in expense and time commitment. Have professionals like Tony’s Roofing inspect and analyze the state of the roof before you decide to buy.

    If you are the DIY type who can fix a home’s minor issues, buying a fixer-upper might not be too large of an undertaking. However, if you know that home improvements are outside of your skillset, it would be unwise to buy a house that is going to need a lot of work.

    How’s the community?

    The area around a house is almost as important as the house itself. The community that you live in should meet all of your needs. You want to make sure that you live in an area that you would be happy in for years to come. If you have children or plan on starting a family in the near future, checking into the neighborhood’s school district should be your first step.

    It is also important to consider how the surrounding homes can affect the value of the house that you are interested in. Even if the house that you love is beautiful, it can be worth less if it is located in an area that is falling apart. If you are not crazy about the neighborhood, that is a major warning sign.

    Pay attention to your instincts

    These questions should be only the beginning of your research. Buying a home is too big of a decision to take lightly. Make certain that you are thinking about every variable that may arise within the sales process. If you have a question, ask it. If you are unsure, take more time to consider the options. Buying a home will be a rewarding experience, especially when you have the information necessary to make the right choice.

    Gain a solid understanding of the basics involved in the complex process of buying home. Get to know 100 Questions Every First-Time Home Buyer Should Ask with answers from top brokers from around the country!

    Appreciation buy home Community condition features instincts love purchase price Questions
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    Joe Schembri
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    Courtesy of Joe Schembri of Tampa, FL. Looking for a home in a subtropical climate? Check out the new homes Tampa has to offer.

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